FAQs

Do I really need to use a Financial Planner or can I do it on my own?

You can definitely develop your financial plan on your own as it simply boils down to time and desire.  If you are missing one or both then we can save you some time and money by showing you the most efficient and effective strategies to help you accomplish your goals.

Why should I start now?

The short answer to that question is opportunity cost.  Whether it is debt reduction or investing, the earlier you start the greater benefit you have in the long run.  Plus, making positive financial steps is uplifting and can lead to setting and accomplishing more financial goals.

How do I get started?

Simply call or email us and we will schedule a time to chat to begin answering your questions.

What are the next steps?

Our first meeting is complimentary so we can get to know each other and make sure it is mutually beneficial to work together.  We like to discuss your goals, objectives, fears, concerns and how you like to make financial decisions.  From there, if we agree to continue, then we will work in partnership with you to build, monitor and maintain your financial plan to your desired level of service.

How long does it take?

Well, that depends on you.  We take each step one at a time.  Our appointments range from 45-90 minutes.  We help clients proceed over their desired timeline whether it is a few weeks or a few months, because we understand individuals have different needs.

What if I’m not organized?

No worries, we can help you through this in a variety of ways.  We will work with you to organize your confidential information form piece by piece.  Half the battle is just getting started.  Try not to get caught up on being perfectly organized before you begin.

How much does it cost?

Our financial planning engagement clients have the option of engaging the firm for one-time planning which consists of an upfront fee ranging from $600 to $16,000. For those clients who desire ongoing support, we offer an initial plan followed by our monthly or quarterly financial planning services ranging from $150 to $1,000 a month or $450 to $3,000 a quarter. Our fees will take into consideration factors such as the complexity of the client’s financial profile, depth of services to be provided through the engagement, assets that comprise the overall portfolio, number of accounts comprising the portfolio, implementation of plan components via the Firm, the time involved in the engagement, among others.  We are also compensated for our insurance and investment advisory services if you lack the time, desire or both to implement them on your own.

Should I wait until I have a lot of money before I meet with you?

Believe it or not, the answer to this one is no.  We can start by helping you form some good saving habits while you build from the ground up.  In addition, there are other concepts that we can discuss in developing your financial plan such as debt reduction, asset protection and estate planning.